Anti-money-laundering compliance for wealth advisory, unified at last.
You often hold several statuses and answer to several supervisors. Vigilae brings your due diligence files together into one clear journey: identification, beneficial owners, rating, screening and evidence — whatever the status involved.
- A unified due diligence file, from the first meeting to the sealed evidence
- Beneficial owners and ownership chains reconstructed (companies, holding structures)
- Sanctions, asset-freeze and PEP screening — before onboarding, then at each portfolio re-screening
Score out of 100 in 2 minutes · No credit card · No commitment
Vigilae, in 57 seconds.
From scattered files to a sealed register: the AI perceives, the engine classifies, you decide, the proof is sealed.
57 seconds · English voiceover · subtitles available · sound on demand
Several hats, one single evidence requirement.
Overlapping statuses
CIF, IAS, IOBSP: similar obligations but distinct supervisors. It is hard to maintain consistent, traceable due diligence across all of them.
Structures to untangle
Property holding companies, holding structures, dismemberments: tracing back to the beneficial owner by hand is slow and error-prone.
Scattered evidence
Documents in emails, undated screening, gut-feeling rating. On inspection day, everything must be reconstructable.
A guided journey, an auditable rating, sealed evidence.
Reading the documents
ID, company registration extract, articles of association, source of funds: extracted and structured. You validate what the AI proposes.
Risk & screening
Deterministic rating (low / standard / enhanced) and screening against sanctions, asset freezes and PEPs — replayable and dated.
You stay in control
Onboarding, enhanced due diligence, suspicion: your decisions, your report.
Presentable file
Time-stamped registry + PDF evidence file in your name, ready for your supervisory authority.
Vigilae respects your supervisory framework.
Your AML/CFT supervisory authority depends on your jurisdiction. For the jurisdiction or jurisdictions in which this page is read:
- Ireland — Central Bank of Ireland (CBI) s. 60(2)(a) (competent authority for credit institutions and financial institutions); s. 24 brings within the definition of “financial institution” investment business firms and non-tied insurance intermediaries operating in life insurance or investment products
- Malta — Financial Intelligence Analysis Unit (FIAU), AML/CFT supervisor; compliance examinations are carried out on its behalf by the Malta Financial Services Authority (MFSA) PMLA (Cap. 373) art. 26(1) and art. 27(3)(b); PMLFTR (S.L. 373.01) reg. 2, “relevant financial business” (d) and (f)
Vigilae covers all 27 Member States: each firm declares its jurisdiction and finds its authority, its filing portal and its national references. See the 27 jurisdictions.
Your questions, our clear answers.
Does Vigilae handle my different statuses in one place?
Yes. You open a due diligence file per client or transaction; Vigilae structures identification, beneficial owners, rating and screening regardless of status, and retains the evidence consistently.
How are ownership chains reconstructed?
The AI reads the documents (company registration extract, articles of association) at your request; the engine reconstructs the ownership chain up to the beneficial owners (more than 25% under current law; 25% or more from 10 July 2027 under the AMLR). You validate the result.
Does the suspicious transaction report remain my act?
Always. Vigilae pre-drafts the report and prepares its export, in ERMES format for France or in goAML format for the units that use it; you decide and submit. The existence of a report is never disclosed to the client.
Where does your CGP / CIF compliance stand?
The free audit gives you a score out of 100, your 3 priority gaps and a concrete recommendation — in two minutes, tailored to wealth advisory.
No credit card · No commitment · Guided onboarding
Vigilae assists the professional with their AML/CFT obligations. The tool perceives, structures, screens and documents; the professional remains the sole decision-maker and the sole party reporting to the FIU.