Transparency & AI

AI Use Policy

Vigilae rests on an invariant principle: the AI perceives, a deterministic engine structures and classifies, the professional decides. This page describes precisely the AI's role, the technical and contractual safeguards in place, and your rights.

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The film

Vigilae, in 55 seconds.

From a scattered file to a sealed registry: the AI perceives, the engine classifies, you decide, the evidence is sealed.

55 seconds · French voiceover · subtitles available · sound on

Founding principle

The AI perceives, it does not decide.

At Vigilae, artificial intelligence plays one role only — perception: reading an ID document or a file, extracting structured fields, rephrasing a draft narrative, or answering a question inside the copilot.

Sanctions screening (sanctions lists, asset freezes, PEPs), risk rating (low / standard / enhanced) and the content of a draft suspicious transaction report are all produced by a deterministic engine — explicit, reproducible, auditable rules, with no machine-learning algorithm.

Every decision that produces effects — onboarding a client, rating risk, reporting to the FIU — is made by a human professional. No decision producing legal effects is automated (art. 22 GDPR). No suspicious transaction report is ever filed automatically with the FIU.

Vigilae assists the professional with their AML/CFT obligations. The tool perceives, structures, screens and documents; the professional remains the sole decision-maker and the sole party reporting to the FIU.

Technical robustness

Safeguards in place.

Encapsulation

Untrusted content

Text extracted from a document is treated as untrusted data and encapsulated within our calls. This architecture limits the risk of instruction manipulation (prompt injection).

Validation

Controlled outputs

The AI's outputs are structurally validated before being used. Only information matching the expected schema is retained.

Minimisation

Principle of necessity

Only the content of the relevant file is sent to the AI during a call. No history from other clients is included in the request.

Determinism

Separate engine

Screening and risk rating never pass through a language model. They rely on a rules engine whose logic is documented and replayable.

Where processing takes place

Where your data is processed.

When AI perception is enabled for a file, processing takes place via an AI provider hosted within the European Union. No data is transferred outside the EU for this processing.

Enabling AI perception is a function separate from the core processing (screening, rating, registry), which operates independently and calls on no external AI service.

Contractual commitments

No retention and no training.

The AI provider Vigilae relies on contractually undertakes to:

  • Not retain submitted content beyond the time needed to process it;
  • Not use that content to train, fine-tune or improve its models.

These commitments are governed by a data processing agreement compliant with Article 28 of the GDPR.

Controlled activation

Inert by default.

By default, Vigilae operates without sending any document or any content to an external AI service. Screening, rating and all core functions run in deterministic mode, with no call to a language model.

Enabling AI perception is subject to:

  • the contractual framework described above being in place;
  • an explicit decision by the operator.

Sending images or scanned documents (PDFs, photos of ID papers) to an AI service requires a dedicated additional authorisation, separate from the general activation.

The tool cannot enable AI perception without the firm's knowledge. The operator retains control over which functions are activated.

Data subjects' rights

Your rights.

Under the GDPR, you have the right to access, rectify, erase, restrict the processing of, port and object to the personal data processed by Vigilae.

To exercise these rights or for any question regarding the protection of your data, see our Privacy (GDPR) page or contact us at contact@vigilae.org.

Frequently asked questions

Your questions, our clear answers.

Can the AI trigger a report to the FIU?

No. No suspicious transaction report is ever filed automatically. The AI can help draft a narrative, but the act of reporting — the decision and the submission — is always the professional's.

Are my documents used to train the AI?

No. The AI provider does not retain content beyond processing and does not use it to train its models. This commitment is set out in a data processing agreement (art. 28 GDPR).

What happens if I don't enable AI perception?

Vigilae operates in full: screening, risk rating, time-stamped registry, evidence file — all of these functions rely on the deterministic engine and call on no external AI service. AI perception is an additional layer, inert by default.

Move to clear due diligence

AML/CFT compliance where you stay in control, at every step.

Discover Vigilae on a case close to yours: a free two-minute audit, then a 15-minute guided demo. The professional decides, the tool prepares and documents.

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Vigilae assists the professional with their AML/CFT obligations. The tool perceives, structures, screens and documents; the professional remains the sole decision-maker and the sole party reporting to the FIU.