Two parties to every sale. Two sets of due diligence.
Auction sales have a feature few tools take seriously: you are in a business relationship with the seller AND with the successful bidder. The obligation covers both, and the €10,000 threshold is assessed on the transaction, not on the client.
- €10,000 threshold applied to the transaction, never guessed (art. L.561-2 8° bis CMF)
- Seller and successful bidder screened as two distinct entities
- Time-stamped register, ready for your supervisory authority
Score out of 100 in 2 minutes · No credit card · No commitment
Vigilae, in 55 seconds.
From a scattered file to a sealed registry: the AI perceives, the engine classifies, you decide, the evidence is sealed.
55 seconds · French voiceover · subtitles available · sound on
A profession where the counterparty counts as much as the client.
Two sides, two entities
The principal who consigns the lot and the person who wins it are two people to identify. Vigilae treats them as two entities screened separately, with their date of birth, their nationality and, where you have it, their identity document number.
A threshold with a figure, for once
Most professions have no entry threshold for due diligence. Voluntary sales do: €10,000. The engine applies that threshold and says so — below it, it does not manufacture an obligation.
Cash and the fall of the hammer
Split payment, an opaque agent, a bidder substituted for another: so many signals that the rating picks up and the file keeps.
The sale prepared, the evidence kept.
Screening on both parties
Sanctions, asset freezes and politically exposed persons, on the seller as much as on the successful bidder. The official lists are downloaded to our own servers: no name goes to a third-party vendor.
Source and destination of funds
The questions come up at the right point in the journey, and the answers stay attached to the file.
One file per sale
Chained, time-stamped register, verifiable without a Vigilae account. What you show your supervisory authority does not depend on us.
The decision to award the lot remains yours.
The engine calculates a risk level and prescribes measures; it never refuses a sale and reports nothing on your behalf. The reporting officer you designate is the only person who can draft and transmit a suspicious transaction report.
Your AML/CFT supervisory authority depends on your jurisdiction. For the jurisdiction or jurisdictions in which this page is read:
- Irlande — Minister for Justice, via l'Anti-Money Laundering Compliance Unit (AMLCU) s. 25(1)(i), (ib) et (ic) (assujettissement) ; s. 60(2)(e) (clause résiduelle)
- Malte — Financial Intelligence Analysis Unit (FIAU) PMLA (Cap. 373) art. 26(1) ; PMLFTR (S.L. 373.01) reg. 2, « relevant activity » (h), (i) et (j)
Vigilae covers all 27 Member States: each firm declares its jurisdiction and finds its authority, its filing portal and its national references. See the 27 jurisdictions.
See what a sale handled end to end looks like?
Twenty minutes are enough to walk through a complete file, from the mandate to the evidence.
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Vigilae assists the professional with their AML/CFT obligations. The tool perceives, structures, screens and documents; the professional remains the sole decision-maker and the sole party reporting to the FIU.